Serving clients in Fayetteville and all of NW Arkansas
The Law Practice of Ken Kieklak is dedicating to standing up for Arkansans who have suffered a serious injury or developed a severe impairment. Many times, despite your best efforts to control and manage your condition, you are none the less forced to stop working. Your reasons for stopping work can vary from experiencing severe pain, loss of dexterity, inability to focus, or other problems that stem from your impairment or injuries. However, we know that hard-working and dedicated people do not make a decision of this type lightly.
Accepting that you can no longer do the things you once did can take a severe. But necessary, mental and psychological toll on an individual. Aside from one’s potential loss of identity, there are also practical financial anxieties. Many people wonder how they will be able to pay their bills or provide for their loved ones. While part of the joy in life can be finding new interests and passions, growth of this type can take time. However, if your condition is truly severe then you are likely to be able to rest easily regarding practicalities because you may qualify for benefits from Social Security Disability Insurance (SSDI, SSD, or DI), Supplemental Security Income (SSI), or Arkansas workers’ compensation. The Law Practice of Ken Kieklak can help you understand your options and possibilities following developing a disability.
Attorney handles SSD & SSI claims in Springdale
SSD and SSI are two separate and distinct programs each with its own purpose. The SSD program is a type of insurance program for workers who become injured or ill and are unable to work. In contrast, the SSI program is intended to provide cash benefits to those with a qualifying disability and few resources or income. In a number of circumstances individuals can apply for both SSD and SSI benefits, however the SSD program has more requirements to satisfy.
To satisfy the SSD program requirements, one must have a qualifying severe disability or impairment. Aside from having a qualifying medical condition, there are a number of non-medical program requirements. To begin with one’s ability to work, measured by one’s substantial gainful activity (SGA), must fall below a certain threshold. Furthermore, since the SSD program is an insurance program, you must have contributed sufficient amounts to the program’s trust. The amount you have contributed is typically measured in what is known as a work credit. The older a worker is, the greater number of work credits will be required. A worker may earn up to four work credits each year. General guidelines for the required amount of work credits include:
- A worker disabled prior to age 24 – During the three years preceding the date of your disability’s onset, you must have accumulated 6 work credits or roughly a year and a half of work.
- A worker disabled between ages 24 and 31 – If you become disabled at this age range, you will qualify if you have worked for at least half of the time between age 21 and your disability’s onset. That is, if you became disabled at age 25, you would need 8 work credits.
- A worker who becomes disabled at age 31 or older – Except for those who are blind, the individual must have earned at least 20 of the credits in the 10 years immediately before you became disabled. The older an individual is, the greater the credits they will require. While a 46-year-old will require 24 credits, a 60 year-old will require 38 work credits.
To qualify for SSI benefits, one does not need work credits. One may qualify for SSI benefits if the are 65 years of age or older, are blind, or are disabled. Furthermore, they must have limited income, limited resources, and qualifies as either a citizen or permitted alien.
Lawyers guide you through the workers’ compensation appeals process
Workers’ compensation benefits are typically available if your injury occurred at work or if you developed certain recognized occupational diseases such as asbestosis. For a work injury to be compensable, it must typically be identifiable by a distinct time, place, and event. Furthermore, it is the workers’ responsibility to make his or her employer aware of the injury and accident before any benefits can be paid. You should be sure to comply with all instructions given by your employer including attending all medical exams because your failure to attend appointments could be considered grounds to delay or deny your benefits.
If benefits are awarded, they can include compensation for your medical expenses like doctor’s bills, hospital costs, medications, and more. Benefits can also include expenses for rehabilitative services such as physical therapy. Finally, if the injury or disability is long-lasting for more than 14 days, compensation for lost wages may be available. Although wages are compensated at only 66 and two-thirds of your average pay, the benefits are tax-free.
Attorneys provide an array of services for the disabled in Springdale
The Law Practice of Ken Kieklak provides an array of services for the disabled. For more than 20 years, Ken Kieklak has fought for hard-working Arkansans who have had a bad run of luck through no fault of their own. To schedule your free legal consultation regarding SSD, SSI or workers’ compensation, contact the Law Practice of Ken Kieklak by calling (479) 251-7767 or contact us online.
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