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Can I Sue an Insurance Company for Denying My Claim in Arkansas?

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Following an accident, victims may file an insurance claim to recover compensation. If your claim was wrongly denied, you may be able to sue an insurance company in Arkansas.

If an insurance company denied your claim and you think it made the wrong decision, call our attorneys. You may be able to sue if the insurance company acted in bad faith or in breach of contract. To file a successful claim in Arkansas, reach out to our experienced lawyers. While proving that an insurance company acted inappropriately can be challenging, our attorneys will use evidence such as communications with a carrier and proof of your injuries to prove fault. When victims file a successful claim against an insurance company, they can recover compensation for economic and non-economic damages.

Our attorneys are here to help injured victims in Arkansas recover the damages they deserve. For a free case evaluation with our Arkansas personal injury lawyers, call us today at (479) 316-0438.

Reasons to Sue an Insurance Company for Denied Claims in Arkansas

After an accident that results in injury, you may choose to file an insurance claim with a negligent party’s carrier or your own, depending on the situation. Call our Arkansas personal injury lawyers immediately if an incident meets the criteria of a valid claim, and your claim is inexplicably denied. If an insurance company acted in bad faith or in breach of contract, you might be able to sue.

Bad Faith

Insurance companies have a responsibility to claimants to review and decide claims fairly. When insurance companies act in bad faith, it means they are intentionally employing unsavory tactics to derail or ultimately deny a victim’s claim. For example, suppose an insurance company is not properly communicating with you during the claims review process or stops communication altogether. That is a common example of an insurance company acting in bad faith and might give you a reason to file a lawsuit in Arkansas. The following are other examples of how an insurance company might act in bad faith in an effort to deny your claim:

  • Failing to investigate a claim properly
  • Delaying payment of a claim
  • Mispresenting a policy
  • Delaying a decision on a claim
  • Threatening claimants

If you suspect that an insurance company acted in bad faith and your claim was denied, call our Bella Vista personal injury lawyers. Our attorneys can assess your case to determine if it meets the criteria to file a lawsuit against an insurance company in Arkansas.

Breach of Contract

An insurance policy is a contract, meaning all involved persons and entities agree to uphold their ends of a relationship. If an insurance company fails to do its duties and, in the process, denies your claim, it may have acted in breach of contract if you are the insured on a policy. Should this happen, victims may have reason to file a lawsuit in Arkansas. A common example of an insurance company acting in breach of contract is denying a claim that meets all the necessary criteria. Even if your claim is approved, an insurance company might be in breach of contract if it fails to pay you what you’re owed, according to your policy. This generally only applies to claimants who file a claim with their insurance company, not a negligent party’s carrier, so it may not apply to all victims in Arkansas.

How Can I Successfully Sue an Insurance Company for Denying My Claim in Arkansas?

Taking on an insurance company and filing a lawsuit for unfair claim denial can be challenging. For the highest chances of success, claimants should reach out to our Arkansas personal injury lawyers for assistance when suing an insurance company for bad faith or breach of contract.

Successfully suing an insurance company for wrongly denying your claim is not a simple task. Insurance companies are powerful and may deliberately and carefully deny a valid claim. Because of this, claimants should turn to our experienced attorneys, who have the skill and resources necessary to hold an insurance company accountable.

In bad faith claims specifically, it must be proven that a plaintiff sustained damages, the insurance company acted dishonestly, maliciously, or oppressively in an attempt to avoid liability for a plaintiff’s damages, and that the bad faith actions done by an insurance company caused additional damages to a plaintiff.

Proving bad faith or breach of contract requires evidence. Our Bentonville personal injury lawyers can help you compile records of communications with an insurance company that demonstrate its behavior, as well as evidence that shows the validity of your original claim.

What Damages Can I Recover by Suing an Insurance Company for Denying My Claim in Arkansas?

Suppose you were the victim of bad faith or breach of contract by an insurance company that wrongly denied your claim. In that case, you may be able to recover considerable compensation via a lawsuit. Contact our attorneys to learn more about suing an insurance company in Arkansas so that you can recover what you deserve.

Victims in Arkansas whose insurance claims are wrongly denied after an accident can recover various damages in a lawsuit against an insurance company. Victims can often recover the compensation they should have received from insurance companies. In addition, victims may recover compensation for financial losses incurred because of an inappropriate claim denial.

Arkansas also allows for extra-contractual damages for losses outside of what an insurance company is required to pay, according to an existing policy. If a claim denial has caused you emotional distress, you may be able to recover non-economic damages in a lawsuit against an insurance company in Arkansas. Punitive damages might also be available in bad faith cases.

Regardless, our Farmington personal injury lawyers can help guide you through a lawsuit against an insurance company for unfair claim denial so that you can recover the compensation you’re entitled to.

Call Our Lawyers if Your Insurance Claim Was Denial After an Accident in Arkansas

If you were recently injured in an accident in Arkansas and your insurance claim was wrongly denied, our attorneys can help. For a free case evaluation with our Harris personal injury lawyers, call us today at (479) 316-0438.

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