After a workplace injury, you may be able to file with Workers’ Compensation to get your injuries covered. This coverage can often pay for lost wage benefits and ongoing medical care costs. These payments are often clearly defined for certain injuries, like hand or finger injuries, which might make it simpler and easier to calculate your potential settlement. For help with your workers’ comp. case and for help understanding whether a settlement is right for you, talk to Fayetteville hand and finger injury lawyer Ken Kieklak today.
Workers’ Compensation for Hand and Finger Injuries in Arkansas
After facing a workplace injury, you may be able to file for Workers’ Compensation. Any injuries you receive at work should be covered by Workers’ Compensation unless you intentionally caused them yourself or they were the result of things like assault or drunkenness. You may also qualify for many work-related conditions that you suffer. This means that many hand and finger injuries are covered by your employer in Arkansas.
Many hand and finger injuries result from workplace accidents. Those who work with power tools or machinery are at risk for amputations and crushing injuries. Especially if your employer failed to give you the proper safety gear, you could lose a finger, face permanent injuries, or sustain an injury that makes it difficult to return to work right away.
You may also face hand and finger injuries in other ways. Many lasting conditions like carpal tunnel and other repetitive stress injuries occur in office workers, truck drivers, and others who perform repetitive tasks with their hands. As an experienced finger or hand Workers’ Compensation lawyer will tell you, these injuries may also qualify for workers’ comp.
Arkansas’ workers’ comp. payments cover ongoing wages while you are out of work as well as medical benefits to cover your case. Wages are paid at a rate of 2/3 your normal wage while you are on workers’ comp. Medical expenses are covered in full as long as you continue to see an approved physician and follow their care plan.
You may lose workers’ comp. benefits if you refuse to return to work or your doctor finds you no longer suffer from the injury. In some cases, your employer may cut-off your benefits or deny them completely by claiming your injury is fake or that you were not actually injured at work. A Fayetteville AR workers’ comp lawyer can help fight workers’ comp. denials and termination of workers’ comp. benefits to ensure you get the coverage you need.
Calculating Payments for Hand and Finger Injuries
If you take your case to court, you might be entitled to damages for your medical expenses, lost wages, and pain and suffering. These damages can be paid in full to cover whatever financial harms you faced. However, going to court often takes a long time. Moreover, Arkansas’ workers’ comp. rules prevent you from taking a workplace injury lawsuit to court. You can also claim workers’ comp. without needing to prove fault, something at the core of any injury lawsuit.
When you receive Workers’ Compensation for an injury like a hand or finger injury, you usually receive ongoing wages for a certain number of weeks. Arkansas’ workers’ comp. pays 2/3 of your normal wages during this period. A hand or finger injury earns you a certain number of weeks’ worth of benefits, according to Arkansas Code § 11-9-521.
Under these rules, you can receive the following benefits for these injuries:
- Hand amputation – 183 weeks
- Thumb amputation – 73 weeks
- Index finger amputation – 43 weeks
- Middle finger amputation – 37 weeks
- Ring finger amputation – 24 weeks
- Pinky amputation – 19 weeks
Any partial finger amputation down to the first joint gets you half the normal compensation. Any partial amputation beyond the second joint gets you the full value.
These damages also apply to permanent injuries that cause you to lose function of the hand or finger, even if it is not lost entirely. Partial loss of function is graded as a percentage of the total function, and you can receive that portion of the full benefits. For instance, losing half the function in your ring finger allows you to receive 12 weeks’ worth of benefits instead of the full 24 weeks. If you or a loved one have suffered such injuries, it is highly encouraged to contact an experienced Arkansas specific loss claims lawyer today.
Settlements for Workers’ Comp. Injuries
Employers do not like to pay ongoing workers’ comp. benefits and may offer you a settlement instead of paying on an ongoing basis. It is simple enough to calculate the cost of wages you would receive during the number of weeks listed for these injuries. While hand and finger injuries may require ongoing care, there are usually no surprise costs or complications that may require additional medical care. Because of this, a lump-sum workers’ comp. settlement may be appropriate instead of ongoing benefits. Talk to an attorney about whether a settlement is right for you, how much you should settle for, and how to structure this settlement to maximize your benefits.
Fayetteville Hand and Finger Injury Lawyer Offering Free Consultations
Injuries to the hand and fingers can result in permanent problems and day-to-day complications at work. Before accepting any money for a workers’ comp. settlement, discuss your injury case with an experienced Fayetteville AR personal injury lawyer. Ken Kieklak, Attorney at Law, represents injured workers and their families on workers’ comp. cases in Fayetteville, AR and the surrounding areas. For a free consultation on your case, contact our law offices today at (479) 316-0438.
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