Paragould, AR Social Security Disability (SSDI) Lawyer

If you sustain an injury that prevents you from working in Paragould, it can be a challenging time. However, there is a silver lining, as you might be eligible for Social Security Disability benefits if you are deemed unable to work.

Applying for SSDI can be a challenging and time-consuming process. However, our team can provide the necessary assistance to increase your chances of receiving the benefits you deserve. The amount of your SSDI payment is based on your average lifetime earnings prior to your disability. The Social Security Administration uses a complex formula that considers your earnings history, age, and the date you became disabled to calculate your benefit amount. With our help, we can help you determine if you qualify for SSDI and how much you could recover based on the specific details of your case.

For a free case evaluation with our Social Security Disability (SSDI) lawyers, contact us by calling (479) 316-0438.

Understanding What Social Security Disability Insurance (SSDI) is in Paragould, AR

Social Security Disability Insurance (SSDI) is a federal program that provides financial assistance to people with disabilities who are unable to work for at least one year or might result in death. Administered by the Social Security Administration (SSA), this program is designed to offer income support to individuals who have contributed to the Social Security system through their work history and are now in need because of a severe medical condition. It is a crucial program that helps millions of Americans with disabilities maintain a basic standard of living.

To qualify for SSDI, applicants must meet strict eligibility criteria. They must have a severe medical condition that prevents them from performing substantial gainful activity (SGA), which is defined as work that pays more than a certain amount each month. Additionally, their condition must be expected to last for at least one year or result in death.

SSDI provides a monthly cash benefit to eligible applicants, which is based on their average lifetime earnings. The program also offers access to Medicare after a two-year waiting period, which provides health insurance benefits to help cover medical expenses.

SSDI is a critical safety net for individuals with disabilities who are unable to work and maintain financial stability. Our SSDI lawyers know how important these benefits are and can help you obtain what you rightfully deserve. It will help ensure that you have access to basic income support and healthcare coverage so you can live with dignity and independence.

How to Qualify for SSDI Benefits in Paragould, AR

In order to be eligible for Social Security Disability Insurance (SSDI) benefits in Paragould, applicants must meet several important criteria. First and foremost, the applicant must suffer from a medical condition that is considered disabling according to the Social Security Administration’s (SSA) definition. This includes both physical and mental impairments that are expected to last at least 12 months or result in death.

Second, eligibility for SSDI also depends on the number of work credits an individual has earned. Work credits are accumulated based on total yearly wages or self-employment income. Generally, you need 40 credits to qualify for SSDI, 20 of which must be earned in the last ten years leading up to your disability. However, younger workers might qualify with fewer credits.

Lastly, applicants must demonstrate that their disability prevents them from engaging in Substantial Gainful Activity (SGA). The SSA sets specific earning thresholds to define SGA, and earning more than this amount might disqualify an individual from receiving SSDI benefits. It is important to note that these thresholds might change each year, so it is important to stay up-to-date on the latest information.

Applying for Social Security Disability Insurance (SSDI) in Paragould, AR

The process of applying for SSDI involves several important steps that you need to follow to increase your chances of approval. For instance, you need to gather all the necessary documentation, which includes your medical records, proof of your disability, your employment history, and any other relevant details. It is essential to provide detailed medical evidence that shows your diagnoses, the treatments you have received, your responses to the treatments, and how your disability affects your daily life and ability to work.

After gathering all the necessary documentation, you can submit your application for SSDI through three different channels: online through the Social Security Administration’s (SSA) website, by phone, or in person at the nearest Social Security office in Paragould. Many people find the online application process convenient as it allows them to apply from the comfort of their homes at their own pace.

Once you have submitted your application, the Disability Determination Services (DDS) in Arkansas will review it. This state agency makes the initial decision on SSDI applications based on medical evidence and other documentation that you have provided. In some cases, they might request additional information or schedule examinations to assess your condition further.

However, the time frame for receiving a decision can vary significantly, often taking several months. If your application gets approved, you will receive a notice detailing your benefit amount and when payments will begin. However, if your application gets denied, the notice will explain the reasons why and provide information on how to appeal the decision.

Many SSDI applicants face challenges, including denials on their first attempt. Therefore, individuals should be prepared for potential delays and the possibility of having to appeal a denial.

Appealing a Social Security Disability Insurance (SSDI) Claim Denial in Paragould, AR

The process of appealing a claim denial in Paragould is divided into four primary stages. The first stage is known as Reconsideration, where an independent examiner will review the case afresh. During this stage, you can provide additional evidence to support your claim. To ensure that your case is considered, it is crucial to adhere to the 60-day deadline from receiving your denial notice to request a reconsideration.

If the Reconsideration stage fails to result in a favorable outcome, you can request a hearing before an Administrative Law Judge (ALJ). This stage presents a vital opportunity to present your case in person or via video conference. Adequately preparing for the hearing, including gathering additional medical evidence and obtaining testimony from medical experts, can substantially increase your chances of success.

If the ALJ also denies your claim, the next step is to request a review by the Social Security Appeals Council. The Appeals Council does not guarantee a review of every request, and it might deny a review if it believes the ALJ’s decision was correct. However, if it does review your case, it can either decide your case itself or return it to an ALJ for further review.

The final step in the appeals process is filing a lawsuit in a federal district court. This legal action is a significant step, requiring meticulous preparation and the assistance of an attorney specializing in SSDI claims and appeals.

Our Paragould, AR Social Security Disability (SSDI) Attorneys Can Help You Get the Benefits You Need

Call us at (479) 316-0438 to receive your free case assessment with our Social Security Disability (SSDI) attorneys.